Questions about fit

  • What types of my debt may be eligible?
  • What other options should I understand before deciding?
  • How do state availability and fees apply to my situation?

Questions about the process

  • What happens after the first conversation?
  • How are possible settlement opportunities reviewed?
  • What information will I receive in writing?

Questions about risk

  • How may this affect my credit?
  • Can collection activity or lawsuits continue?
  • Could forgiven debt create a tax consideration?
  • Which questions require a tax or legal professional?

Questions about communication

  • Who may contact me after I submit?
  • What communication methods does the consent cover?
  • How can I withdraw consent or opt out of texts?

Read the consent language on the form and the standalone policies before submitting contact information.

Important: This article is for informational purposes only and does not provide tax, bankruptcy, accounting, legal, or credit repair advice. Outcomes and timelines vary.