Outline the current picture
Prepare a basic estimate of the unsecured debt you want to discuss and note the types of accounts involved. The goal is to begin with a usable overview of the situation.
Write down the pressure points
Identify what is driving the conversation now. This can help keep the review focused on the questions that matter most to you.
Bring a short question list
Ask about eligibility, state availability, fees, credit impact, collection activity, lawsuits, possible tax consequences, and what is not guaranteed.
Review contact permissions
Before submitting a form, read the consent language and AFP’s privacy, TCPA, and SMS policies. Use the phone number and email address where you want to be contacted.
Leave room to consider the answer
The initial consultation is free and there is no obligation. Every financial situation is different, so use the conversation to understand rather than assume a specific outcome.