From first questions to a clearer next step.

Share the picture

Start with your situation.

Talk through your debt details, current circumstances, and the goals or concerns shaping your decision.

• What types of unsecured debt are involved?
• What questions need answers first?
• What outcome are you trying to understand?

Review the options

Hear the available paths explained.

Use the conversation to understand what may be available and how the options differ. AFP does not provide tax, legal, bankruptcy, accounting, or credit repair advice.

Understand the path

Bring the tradeoffs into view.

If debt settlement may fit, ask about credit impact, ongoing collection activity, possible lawsuits, tax considerations, eligibility, fees, and how opportunities are reviewed.

Choose what comes next

Decide after your questions are answered.

Every financial situation is different. The consultation does not guarantee a result and does not obligate you to purchase a service.