Online Privacy Policy
Effective: January 1, 2026
Last Updated: September 29, 2026
This Online Privacy Policy explains how American Financial Progress (“AFP,” “we,” “us,” or “our”) collects, uses, shares, and protects information through afpdebts.com and related online services.
Information We Collect and How We Collect It
We may collect personal information you voluntarily provide, including name, address, email address, phone number, state of residence, estimated debt amount, form submissions, communications with us, and other information you choose to provide.
We may also collect non-personal and device information such as browser type, device type, operating system, pages visited, date and time of access, IP address, referring site, and interaction data.
How We Use Your Information
- Provide consultations and services you request.
- Review debt relief, debt settlement, or related financial options.
- Communicate with you by phone, text, email, or mail.
- Improve, secure, and personalize our website and services.
- Deliver marketing and service-related communications.
- Comply with laws, regulations, and legal processes.
Cookies and Tracking Technologies
We may use cookies, pixels, tags, scripts, analytics tools, advertising networks, and site visit recordation technologies to operate the website, improve user experience, measure performance, document consent, and support marketing. These tools may collect page URL, timestamps, IP address, browser data, page interactions, form-field interactions, and snapshots of pages where consent scripts are present.
TrustedForm, Jornaya, and Consent Recordation
Where enabled, we may use independent consent-documentation tools such as ActiveProspect TrustedForm or Jornaya LeadID to memorialize visits and independently document consent to be contacted.
How We Share Information
We may share information with affiliates, authorized service providers, business partners, marketing vendors, analytics providers, compliance vendors, and other parties as needed to operate our services, evaluate your inquiry, fulfill your requests, comply with law, or protect rights and safety. This sharing never includes SMS opt-in data or messaging consent, and mobile numbers collected for text messaging are not shared for marketing or promotional purposes, as described in the Text Messaging (SMS) section below.
Text Messaging (SMS)
We do not sell, share, or provide your mobile phone number, SMS opt-in data, or messaging consent to third parties or affiliates for marketing or promotional purposes. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent are excluded from every category of sharing described in this policy and will not be shared with any third parties.
Text messages are sent only by American Financial Progress, and only to people who check the separate, optional SMS consent box. You can reply STOP at any time to opt out or HELP for help. See our SMS Terms. Message frequency varies. Message and data rates may apply.
TCPA Consent and Communications
By submitting your contact information, you expressly consent to be contacted by AFP and its authorized partners using calls, prerecorded messages, artificial voice, AI-generated voice, automated technology, and automatic telephone dialing systems at the number you provide, including numbers listed on Do-Not-Call lists. Text messages are covered only by the separate, optional SMS consent and are sent only by AFP. Consent is not required as a condition of purchasing goods or services.
Security
We use reasonable safeguards designed to protect personal information. However, no method of transmission or storage is completely secure.
Children’s Privacy
Our services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.
State Privacy Notices
Residents of certain states, including California, Nevada, and Vermont, may have additional rights. See our California Privacy Notice and contact us to exercise rights that may apply.
Changes to this Policy
We may update this Privacy Policy from time to time. Updates become effective when posted.
Contact Us
American Financial Progress
3400 Cottage Way, Ste G2 #32680
Sacramento, California 95825
Phone: 866-330-4902
Email: info@afpdebts.com