Frequently asked questions
Direct answers before the first conversation.
Review the basics about starting, possible debt types, important risks, and what AFP does not guarantee.
The first conversation
What people ask first.
What types of debt may qualify?
Debt settlement is typically discussed for certain types of unsecured debt, such as credit card or similar accounts.
How do I get started?
Call 866-330-4902, email info@afpdebts.com, or submit the Game Plan request.
Is the consultation free?
Yes. The initial consultation is a free conversation about your current situation and available options.
How can debt settlement affect credit?
The use of debt settlement services may adversely affect your credit.
What if collection activity or a lawsuit has started?
Debt settlement may result in collection activity or lawsuits. AFP does not provide legal advice.
Could forgiven debt be taxable?
Any forgiven debt may be taxable. AFP does not provide tax advice.
Do you guarantee results?
No. Every financial situation is different, so outcomes and timelines vary.
Is submitting a request required to read the policies?
No. AFP’s privacy, consent, communication, and accessibility policies are available from the Resources page without submitting a form.
Your situation is specific